Advertising Agency Liability Insurance

Our Ad Liability program is designed for the advertising industry and includes the following:

Policy is issued on an Occurrence form;
Policy provides coverage with a Worldwide territory;
Punitive and exemplary damages are included in the definition of damages (where permitted by law);

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Coverage

Basis personal injury coverage including libel in all forms, invasion of privacy, rights of publicity, etc., plus supplemental personal injuries including false arrest, malicious prosecution, trespass, eavesdropping or other invasions of the right of private occupancy;
Optional “Business Operations” personal injury coverage is available to provide personal injury coverage for the usual and ordinary transactions pursuant to the business operations of the Insured. This is available if the Insured’s General Liability policy excludes all personal injury coverage, not just that related to the creation of advertising for others;
Intellectual property right coverages such as copyright infringement, plagiarism, misappropriation of ideas, plus coverage extended to include infringement of trademark, title, slogan, trade name, trade dress, service mark or service name;
Claims arising out of false advertising, misrepresentation in advertising, unfair competition are specifically covered by named perils;
Legal costs for injunction relief are covered;
Payments toward your own declaratory relief actions and rectification costs are covered
Coverage is “A” rated by A.M. Best and written on Admitted Paper
Primary and Excess limits available
No hammer clause for claim settlement
Blanket Additional Insured coverage with broad Additional Insured language
Defense costs in addition to the limit of insurance or Defense costs within the limit of insurance

for claims arising out of negligent acts, errors or omissions can be provided, such as:

The Errors & Omissions coverage can even be extended to include Contingent Bodily Injury/Property Damage coverage.

If you have any questions, please contact us.

Application - (DOWNLOAD)

Our Media Liability program is designed for the magazine publishers and includes the following:

Libel, slander, invasion of privacy, copyright infringement and plagiarism
Punitive damages covered, where permitted by law
Personal injury coverage for news gathering activities
Independent contractors included as additional insureds
Legal costs covered for injunctive relief suits
Worldwide coverage territory
Policy is issued on an Occurrence form
Primary and Excess limits available
Coverage is “A” rated by A.M. Best and written on Admitted Paper
No hammer clause for claim settlement
Payments toward your own declaratory relief actions and rectification costs are covered
Defense costs in addition to the limit of insurance or Defense costs within the limit of insurance

>> more

Our Media Liability program is designed for the magazine publishers and includes the following:

Libel, slander, invasion of privacy, copyright infringement and plagiarism
Punitive damages covered, where permitted by law
Personal injury coverage for news gathering activities
Independent contractors included as additional insureds
Legal costs covered for injunctive relief suits
Worldwide coverage territory
Policy is issued on an Occurrence form
Primary and Excess limits available
Coverage is “A” rated by A.M. Best and written on Admitted Paper
No hammer clause for claim settlement
Payments toward your own declaratory relief actions and rectification costs are covered
Defense costs in addition to the limit of insurance or Defense costs within the limit of insurance