Accident and Disability Insurance

Protect your talented assets

Talent. It attracts attention. It brings success to organizations. And, perhaps most importantly, it adds value to the enterprise with which it is associated.

If a talented individual is injured in an accident or is disabled, the organization loses his/her contributions

BUA offers Accident and Disability Insurance to protect businesses that are dependent talented individuals.

Athletes – Even if the player is hurt, the team’s contractual liability is often not diminished.
Artists – The show must go on, but if the star cannot, the financial consequences may be dire.
Executives – New product intro? Acquisition? Key executives make them happen, but the deals may not happen if they are not around.

Accident and Disability Insurance - Athletes

They make the plays that end up on the highlight reels. Their performances generate excitement, sponsorship deals and television ratings.

Even if an injury or illness keeps them on the sidelines, the team’s or sponsors’ contractual obligation to pay them continues.

BUA’s Accident and Disability Insurance products for athletes include the following:

High Limit Disability – Normal disability coverage does not offer that limits that adequately protect athletes with very high incomes. This product fills that void. Contact Us
Temporary Total Disability (TTD) – This product pays a monthly benefit for up to a maximum of 60 months with deductibles ranging from 30 days to 1 year.
Permanent Total Disability (PTD) – Pays a lump sum benefit 12 months after the insured is declared permanently disabled and unable to ever perform his/her job duties.

We will help you determine the right disability insurance for your athletes. For more information, contact us today.

Accident and Disability Insurance - Entertainers and Artists

They create value through their art. Whether it is a hit song, a big screen blockbuster, or a priceless canvas, their output makes the cash registers ring.

If they are unable to continue to produce, then the production company may be left with a major hole in its revenue.
BUA’s Accident and Disability Insurance products for artists include the following:

Temporary Total Disability (TTD) – This product pays a monthly benefit for up to a maximum of 60 months with deductibles ranging from 30 days to 1 year.

Permanent Total Disability (PTD) – Pays a lump sum benefit 12 months after the insured is declared permanently disabled and unable to ever perform his/her job duties.

Let us create the right plan for you. Contact us today.

Accident and Disability Insurance - Executives

Their decision making and leadership abilities have brought them to the top of their professions.

If an illness or injury prevent them from contributing their talents, the company and its investors may suffer.
BUA’s Accident and Disability Insurance products are designed to cover executives and key personnel. Coverages available include the following:

High Limit Disability – Normal disability coverage does not offer that limits that adequately protect athletes with very high incomes. This product fills that void.

Temporary Total Disability (TTD) – This product pays a monthly benefit for up to a maximum of 60 months with deductibles ranging from 30 days to 1 year.

Permanent Total Disability (PTD) – Pays a lump sum benefit 12 months after the insured is declared permanently disabled and unable to ever perform his/her job duties.

Contact us today to determine which accident and insurance disability product is right for you.